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Housing help after a fire

Your landlord is responsible for making sure your home is fire safe.  

They are also normally responsible for repairs if your home is damaged by fire. Repairs may take several months if there is a lot of damage.

If you or someone in your household caused the fire, your landlord could ask you to pay for the repairs or deduct money from your tenancy deposit.

If your home is very badly damaged, your landlord could decide not to repair it. Get legal advice if this happens.

Damaged belongings

Your landlord is not responsible for replacing or repairing personal belongings damaged or destroyed by fire.

You could get help from a local welfare assistance fund to replace items.

If you have home contents insurance, contact your insurer to make a claim.

Paying rent 

Your landlord might want you to keep paying rent, even if you cannot live there temporarily because of the repairs.

You must keep paying the rent unless you can negotiate a rent reduction

If you have to move out temporarily

Private landlords do not usually have to find you alternative housing, but ask if they have an insurance policy that could help cover the costs. 

If you rent your home from a housing association or from the council, your landlord might have to give you free temporary rehousing.

If you have to leave your home because of fire damage, ask your landlord how long repairs could take.

You should also get your landlord's agreement in writing that:

  • you had to move out due to fire damage

  • you can move back after repairs are finished

Homelessness help from the council

Your council usually should give you emergency accommodation if you're made homeless by fire.

Anyone made homeless by a fire is in priority need for homelessness help.

Contact your local council to make a homelessness application.


Last updated: 27 October 2025

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